Mr. Health Insurance of Maryland

Answering Your Questions about Breast Cancer

Submitted by: Steve Klein
October is breast cancer awareness month and I feel I would be remiss if I did not address this serious problem that faces millions of women.  As a health care professional specializing in helping residents of Maryland and Virginia find affordable health care without compromising quality, I talk to prospective clients daily [...]

How to Lower Your Health Insurance Premiums

Submitted by: Steve Klein
Health insurance premiums can really put a strain on your budget if you are among the millions of Americans who have to pay for their own coverage.  Rates this year alone are expected to increase by at least 8%.  With rising premiums and the expensive cost of health care staring you in [...]

Health Savings Accounts (HSAs) Changes for 2009

Submitted by: Steve Klein
Health Savings Accounts or HSAs are changing every year as contribution rules and covered benefits evolve and improve. Stay informed on the latest information here on my blog.
For calendar year 2009, the annual limitation on deductions under 223(b)(2)(A) for an individual with self-only coverage under a high deductible health plan [...]

Individual and Family Health Insurance

Submitted by: Steve Klein

Many people participate in employer provided group health insurance plans.  For those who qualify, especially when the employer is paying part if not all of your premium, this could be your best option.  However, for the millions of us where this is not an option, it is still very important to [...]

Tips on Buying Individual Health Insurance

Submitted by: Steve Klein
If you are self employed, don’t have health insurance through your employer, or possibly retired before you have become eligible for Medicare, finding a health insurance plan you can afford could be a challenge.  The good news is that you can find an affordable plan without compromising quality.
One of the [...]

HMO or PPO? What’s the Difference?

Submitted by: Steve Klein
The health care system is difficult enough to navigate without having to make decisions as to what plan will best serve you and your family.  There are two major segments of the health insurance market which means you must make a choice as to whether you want an HMO or a [...]

Health Savings Accounts (HSAs) Lower Health Insurance Costs

Submitted by: Steve Klein
Health care costs can be very expensive and the insurance industry can be very difficult to navigate.  Moving to a high deductible plan that is compatible with a health savings account or HSA will lower your monthly premium by 30 to 50%.  The premium savings alone will often be more [...]