Mr. Health Insurance of Maryland

Individual Health Policies vs Group Plans

Many Americans get their health insurance through their employer but millions of us are on our own because we are self employed or our employer does not offer a health plan.  Those of us in this category have to go to an agent to purchase an individual health plan for ourselves and our family.
It is [...]

Drug Companies Train Doctors….Is this a Conflict of Interest?

Posted by: Steve Klein
Did you know that many pharmaceutical companies provide free continuing medical education (CME) classes which doctors are required to take in order to maintain their medical license?  Not only does this create a perception of bias, I believe that is a reality.  Physicians will prescribe a drug more often from [...]

Robots and Health Care

Robots are Coming to a Hospital Near You!

Human physicians are still in charge of the operating rooms but many of them are using robots as tools to perform surgical procedures.  No…the robot doesn’t “scrub in” and operate on patients.  Your physician is in control and capable of performing less invasive surgery by keeping incisions [...]

High Medical Costs Put More Uninsured Americans in a Financial Bind

Medical debt is accumulating at a rapid rate and many Americans are struggling mightily to pay their medical bills.  This is confirmed by a recent study performed by a private foundation that supports independent research on health care called the Commonwealth Fund.
Health care costs are increasing much quicker than incomes, gas prices have soared, food [...]

Herbs and Spices are Good for Your Health!

According to the International Food Information Council (IFIC), herbs and spices are good for our health! In addition to flavoring food, herbs and spices have been used historically as preservatives and now it is believed they can also preserve our health.
What is the difference between an herb and a spice? An herb comes from the [...]

Health Savings Accounts Offer Valuable Choices

The economy is struggling, gas prices are killing your pocketbook, health care continues to get more expensive every year with the cost of monthly health insurance premiums often rising by double digits percentages.   It’s a no win situation but here are a few tips to save money on healthcare.  In many parts [...]

Individual and Family Health Plans

Many people are unable to access health insurance coverage because it is not offered by their employer or because they are self-employed. Group insurance is almost always more expensive than individual coverage so if the employer is only paying part or even all of the premium for the employee only, it is often less [...]

Insurance Companies Know What’s in Your Medicine Cabinet

Understanding health insurance plans and choosing the right one can be very challenging to most people. Complicating matters is the fact that health insurance carriers not only have access to your medical records, they also can obtain a detailed history of your prescription usage.
The two companies that dominate the field of selling prescription information to [...]

New IRS Regulations for HSAs

New IRS Regulation Drives HSA Procedural Change
New IRS regulations will affect both Employees and Employers in the establishment, funding and administration of HSA accounts. The IRS has clarified when an HSA account is effective: An HSA account must be funded in order to be effective and an account cannot legally exist before the effective date [...]

ABC’s of Health Insurance

The following video is very valuable to individuals who are looking to purchase health insurance.

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