Mr. Health Insurance of Maryland

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Submitted by: Steve Klein

You survived a Critical Illness physically…Could [...]

Submitted by: Steve Klein
More than 18 million Americans suffer from sleep apnea, according to the National Sleep Foundation and close to half don’t even know it. Sleep apnea can do more than rob you of a good night’s sleep…it can rob you of your health. Heart failure, coronary artery disease, and diabetes can [...]

Submitted by: Steve Klein
Health care costs are continuing to rise and health insurance premiums are unaffordable for many Americans.  Health Savings Accounts (HSAs) often offer an affordable alternative for many self employed and individuals who purchase their own health insurance plans.
What is health insurance designed to do?  I believe it is intended to limit [...]

Submitted by: Steve Klein
October is breast cancer awareness month and I feel I would be remiss if I did not address this serious problem that faces millions of women.  As a health care professional specializing in helping residents of Maryland and Virginia find affordable health care without compromising quality, I talk to prospective clients daily [...]

Submitted by: Steve Klein
Health insurance premiums can really put a strain on your budget if you are among the millions of Americans who have to pay for their own coverage.  Rates this year alone are expected to increase by at least 8%.  With rising premiums and the expensive cost of health care staring you in [...]

Submitted by: Steve Klein
Health Savings Accounts or HSAs are changing every year as contribution rules and covered benefits evolve and improve. Stay informed on the latest information here on my blog.
For calendar year 2009, the annual limitation on deductions under 223(b)(2)(A) for an individual with self-only coverage under a high deductible health plan [...]

Submitted by: Steve Klein

Many people participate in employer provided group health insurance plans.  For those who qualify, especially when the employer is paying part if not all of your premium, this could be your best option.  However, for the millions of us where this is not an option, it is still very important to [...]

Submitted by: Steve Klein
Health care costs can be very expensive and the insurance industry can be very difficult to navigate.  Moving to a high deductible plan that is compatible with a health savings account or HSA will lower your monthly premium by 30 to 50%.  The premium savings alone will often be more [...]

Submitted by: Steve Klein

Insurance companies are in business to make a profit which is common knowledge and common sense.  As a result, they are not interested in providing health insurance coverage to someone who has an existing health problem or preexisting condition.  They protect their profits by creating a barrier to new applicants who might [...]

Written by: Steve Klein
The rising cost of health insurance has resulting in over 47 million Americans choosing to take their chances and go without health insurance.  Unfortunately, the cost of health care can be very expensive should you need to be treated in a hospital or be diagnosed with a serious ailment.  Over [...]