Submitted by: Steve Klein
More than 18 million Americans suffer from sleep apnea, according to the National Sleep Foundation and close to half don’t even know it. Sleep apnea can do more than rob you of a good night’s sleep…it can rob you of your health. Heart failure, coronary artery disease, and diabetes can [...]
Submitted by: Steve Klein
Health insurance premiums can really put a strain on your budget if you are among the millions of Americans who have to pay for their own coverage. Rates this year alone are expected to increase by at least 8%. With rising premiums and the expensive cost of health care staring you in [...]
Submitted by: Steve Klein
Many people participate in employer provided group health insurance plans. For those who qualify, especially when the employer is paying part if not all of your premium, this could be your best option. However, for the millions of us where this is not an option, it is still very important to [...]
Submitted by: Steve Klein
The health care system is difficult enough to navigate without having to make decisions as to what plan will best serve you and your family. There are two major segments of the health insurance market which means you must make a choice as to whether you want an HMO or a [...]
Submitted by: Steve Klein
I am an independent health insurance broker representing all the carriers in Maryland, Virginia, and Washington, DC. Allow me to share my experience and insights with you and if it helps you to make “a best decision” when shopping for health insurance, then I have accomplished my goal.
* SERVICE
I [...]
Written by: Steve Klein
The rising cost of health insurance has resulting in over 47 million Americans choosing to take their chances and go without health insurance. Unfortunately, the cost of health care can be very expensive should you need to be treated in a hospital or be diagnosed with a serious ailment. Over [...]
Submitted by: Steve Klein
Osteoporosis is a condition that is very common in women over the age of 50 which makes bones brittle and thin. The National Osteoporosis Foundation estimates that nearly 44 million people in the United States either have osteoporosis or are at risk of contracting this disease. However, measures can be [...]
Submitted by Steve Klein
Health Savings Accounts (HSAs) are fairly new to the health care scene and they are growing in popularity. HSAs are tax favoring savings accounts that work in tandem with high deductible health insurance plans. With rising health care costs and rising health insurance premiums, the HSAs offer an excellent opportunity [...]
Many Americans get their health insurance through their employer but millions of us are on our own because we are self employed or our employer does not offer a health plan. Those of us in this category have to go to an agent to purchase an individual health plan for ourselves and our family.
It is [...]
Posted by: Steve Klein
Did you know that many pharmaceutical companies provide free continuing medical education (CME) classes which doctors are required to take in order to maintain their medical license? Not only does this create a perception of bias, I believe that is a reality. Physicians will prescribe a drug more often from [...]