Mr. Health Insurance of Maryland

Sleeping your way to wellness

Submitted by: Steve Klein
We live in a high stress society…there is no question about that!  In a perfect world, we would lie back on our pillow, close our eyes, and drift off into a relaxing uninterrupted sleep every night.  Unfortunately that is not the reality.  According to the Center for Disease Control (CDC), just one [...]

3 Key Ingredients for Purchasing Health Insurance

Submitted by: Steve Klein
I am an independent health insurance broker representing all the carriers in Maryland, Virginia, and Washington, DC.   Allow me to share my experience and insights with you and if it helps you to make “a best decision” when shopping for health insurance, then I have accomplished my goal.
* SERVICE
I [...]

Why Should I have Health Insurance?

Written by: Steve Klein
The rising cost of health insurance has resulting in over 47 million Americans choosing to take their chances and go without health insurance.  Unfortunately, the cost of health care can be very expensive should you need to be treated in a hospital or be diagnosed with a serious ailment.  Over [...]

Healthy Bones Mean a Better Life!

Submitted by: Steve Klein
Osteoporosis is a condition that is very common in women over the age of 50 which makes bones brittle and thin. The National Osteoporosis Foundation estimates that nearly 44 million people in the United States either have osteoporosis or are at risk of contracting this disease. However, measures can be [...]

Drug Companies Train Doctors….Is this a Conflict of Interest?

Posted by: Steve Klein
Did you know that many pharmaceutical companies provide free continuing medical education (CME) classes which doctors are required to take in order to maintain their medical license?  Not only does this create a perception of bias, I believe that is a reality.  Physicians will prescribe a drug more often from [...]

Robots and Health Care

Robots are Coming to a Hospital Near You!

Human physicians are still in charge of the operating rooms but many of them are using robots as tools to perform surgical procedures.  No…the robot doesn’t “scrub in” and operate on patients.  Your physician is in control and capable of performing less invasive surgery by keeping incisions [...]

High Medical Costs Put More Uninsured Americans in a Financial Bind

Medical debt is accumulating at a rapid rate and many Americans are struggling mightily to pay their medical bills.  This is confirmed by a recent study performed by a private foundation that supports independent research on health care called the Commonwealth Fund.
Health care costs are increasing much quicker than incomes, gas prices have soared, food [...]

Health Savings Accounts Offer Valuable Choices

The economy is struggling, gas prices are killing your pocketbook, health care continues to get more expensive every year with the cost of monthly health insurance premiums often rising by double digits percentages.   It’s a no win situation but here are a few tips to save money on healthcare.  In many parts [...]

Individual and Family Health Plans

Many people are unable to access health insurance coverage because it is not offered by their employer or because they are self-employed. Group insurance is almost always more expensive than individual coverage so if the employer is only paying part or even all of the premium for the employee only, it is often less [...]

Insurance Companies Know What’s in Your Medicine Cabinet

Understanding health insurance plans and choosing the right one can be very challenging to most people. Complicating matters is the fact that health insurance carriers not only have access to your medical records, they also can obtain a detailed history of your prescription usage.
The two companies that dominate the field of selling prescription information to [...]