Mr. Health Insurance of Maryland

Guaranteed Issue Health Plans

Submitted by: Steve Klein

Insurance companies are in business to make a profit which is common knowledge and common sense.  As a result, they are not interested in providing health insurance coverage to someone who has an existing health problem or preexisting condition.  They protect their profits by creating a barrier to new applicants who might [...]

High Medical Costs Put More Uninsured Americans in a Financial Bind

Medical debt is accumulating at a rapid rate and many Americans are struggling mightily to pay their medical bills.  This is confirmed by a recent study performed by a private foundation that supports independent research on health care called the Commonwealth Fund.
Health care costs are increasing much quicker than incomes, gas prices have soared, food [...]

Individual and Family Health Plans

Many people are unable to access health insurance coverage because it is not offered by their employer or because they are self-employed. Group insurance is almost always more expensive than individual coverage so if the employer is only paying part or even all of the premium for the employee only, it is often less [...]

Insurance Companies Know What’s in Your Medicine Cabinet

Understanding health insurance plans and choosing the right one can be very challenging to most people. Complicating matters is the fact that health insurance carriers not only have access to your medical records, they also can obtain a detailed history of your prescription usage.
The two companies that dominate the field of selling prescription information to [...]