Mr. Health Insurance of Maryland

Critical Illness Plans Provide Financial Security!

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Submitted by: Steve Klein

You survived a Critical Illness physically…Could [...]

Sleep Apnea…the Silent Killer

Submitted by: Steve Klein
More than 18 million Americans suffer from sleep apnea, according to the National Sleep Foundation and close to half don’t even know it. Sleep apnea can do more than rob you of a good night’s sleep…it can rob you of your health. Heart failure, coronary artery disease, and diabetes can [...]

Answering Your Questions about Breast Cancer

Submitted by: Steve Klein
October is breast cancer awareness month and I feel I would be remiss if I did not address this serious problem that faces millions of women.  As a health care professional specializing in helping residents of Maryland and Virginia find affordable health care without compromising quality, I talk to prospective clients daily [...]

Individual and Family Health Insurance

Submitted by: Steve Klein

Many people participate in employer provided group health insurance plans.  For those who qualify, especially when the employer is paying part if not all of your premium, this could be your best option.  However, for the millions of us where this is not an option, it is still very important to [...]

Guaranteed Issue Health Plans

Submitted by: Steve Klein

Insurance companies are in business to make a profit which is common knowledge and common sense.  As a result, they are not interested in providing health insurance coverage to someone who has an existing health problem or preexisting condition.  They protect their profits by creating a barrier to new applicants who might [...]

3 Key Ingredients for Purchasing Health Insurance

Submitted by: Steve Klein
I am an independent health insurance broker representing all the carriers in Maryland, Virginia, and Washington, DC.   Allow me to share my experience and insights with you and if it helps you to make “a best decision” when shopping for health insurance, then I have accomplished my goal.
* SERVICE
I [...]

Health Savings Accounts (HSAs)

Submitted by Steve Klein

Health Savings Accounts (HSAs) are fairly new to the health care scene and they are growing in popularity.  HSAs are tax favoring savings accounts that work in tandem with high deductible health insurance plans.  With rising health care costs and rising health insurance premiums, the HSAs offer an excellent opportunity [...]

Individual Health Policies vs Group Plans

Many Americans get their health insurance through their employer but millions of us are on our own because we are self employed or our employer does not offer a health plan.  Those of us in this category have to go to an agent to purchase an individual health plan for ourselves and our family.
It is [...]

Robots and Health Care

Robots are Coming to a Hospital Near You!

Human physicians are still in charge of the operating rooms but many of them are using robots as tools to perform surgical procedures.  No…the robot doesn’t “scrub in” and operate on patients.  Your physician is in control and capable of performing less invasive surgery by keeping incisions [...]

High Medical Costs Put More Uninsured Americans in a Financial Bind

Medical debt is accumulating at a rapid rate and many Americans are struggling mightily to pay their medical bills.  This is confirmed by a recent study performed by a private foundation that supports independent research on health care called the Commonwealth Fund.
Health care costs are increasing much quicker than incomes, gas prices have soared, food [...]