Why Should I have Health Insurance?
Written by: Steve Klein
The rising cost of health insurance has resulting in over 47 million Americans choosing to take their chances and go without health insurance. Unfortunately, the cost of health care can be very expensive should you need to be treated in a hospital or be diagnosed with a serious ailment. Over 50% of all bankruptcies here in the United States are caused due to health issues and uninsured Americans.
When you have health insurance, you are suddenly able to visit the doctor when you are sick without having to worry about uncontrollable expenses just to treat a sore throat. You are in essence limiting your exposure to risk. Affordable health insurance in Maryland and Virginia can be found; you simply have to know where to look and what to expect. Every individual should have basic medical coverage, but as many of us know it’s not as simple as this. Private health insurance can be very costly, yet there are health insurance companies in our state that can make medical coverage a reality for you. You can obtain the affordable health insurance you need to be sure that you can get to a doctor every time you need to be seen.
I was watching MSNBC the other night and heard this story. Kellie Brown had rarely suffered from an ailment worse than a runny nose when she let her health insurance lapse in August of last year. Brown, 23, had always been covered by her father’s plan. But when he retired in July 2007, she lost her coverage, and “it just seemed like an expense that I didn’t really need.” Big mistake. Less than two months later, Brown ended up making two very costly trips to hospitals: one to have her appendix removed and another, a few days later, to be treated for an infection resulting from the surgery. Altogether, her tab came to $40,000.
The point is that even if you are in perfect health today, there is no way to know what lies around the next corner, Health insurance, even a plan that has a high deductible, is designed to limit your exposure and puts a limit on your financial risk. One incident can wipe out all of your assets and put you on the brink of financial ruin or even force you into bankruptcy.
At www.mrhealthinsuranceofmaryland you will have a resource ready and willing to help you understand the choices that are available to you. Together we will choose an affordable plan without compromising quality. Your health is our business! Call us today at 866-654-4844 for your free quote.
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